The CSS Group’s key figures at a glance
The CSS Group publishes a comprehensive annual report each spring and releases information on the Group and its individual companies' key results for the year.
Annual reportThe CSS Group publishes a comprehensive annual report each spring and releases information on the Group and its individual companies' key results for the year.
Annual reportAmounts in CHF million
Earned premiums for own account | 6'519 |
Claims and benefit expenses for own account | –5'903 |
KVG risk compensation | 54,2 |
Net result |
205,1 |
of which KVG | 80,6 |
of which VVG | 114,5 |
of which other | 10,0 |
Investment performance | 8,8% |
Claims ratio1 KVG | 94,6% |
Cost ratio2 KVG | 4,0% |
Combined Ratio3 Group | 97,4% |
Combined Ratio3 KVG | 98,6% |
Combined Ratio3 VVG/UVG | 93,2% |
Number of insured persons 31.12.2019 | 1'783'195 |
Number of KVG insured persons* 31.12.2019 | 1'407'387 |
Number of OKP 31.12.2019 | 404'645 |
Number of HMO insured persons 31.12.2019 | 299'389 |
Number of Family doctor insured persons 31.12.2019 | 452'563 |
Number of Telemedecine model Callmed 31.12.2019 | 250'790 |
Number of employees |
2'768 |
Full-time positions |
2'470 |
* As of 1 January 2020, CSS loses 8693 policyholders for mandatory basic insurance cover by comparison with 1 January 2019.
1 Administration costs as a percentage of premiums
2 Administration costs as a percentage of premiums
3 Insurance expense and administration costs as a percentage of premiums