The CSS Group’s key figures at a glance
The CSS Group publishes a comprehensive annual report each spring and releases information on the Group and its individual companies' key results for the year.
Annual report
Group figures as of 31.12.2019
Amounts in CHF million
| Earned premiums for own account | 6'519 |
| Claims and benefit expenses for own account | –5'903 |
| KVG risk compensation | 54,2 |
|
Net result |
205,1 |
| of which KVG | 80,6 |
| of which VVG | 114,5 |
| of which other | 10,0 |
| Investment performance | 8,8% |
| Claims ratio1 KVG | 94,6% |
| Cost ratio2 KVG | 4,0% |
| Combined Ratio3 Group | 97,4% |
| Combined Ratio3 KVG | 98,6% |
| Combined Ratio3 VVG/UVG | 93,2% |
| Number of insured persons 31.12.2019 | 1'783'195 |
| Number of KVG insured persons* 31.12.2019 | 1'407'387 |
| Number of OKP 31.12.2019 | 404'645 |
| Number of HMO insured persons 31.12.2019 | 299'389 |
| Number of Family doctor insured persons 31.12.2019 | 452'563 |
| Number of Telemedecine model Callmed 31.12.2019 | 250'790 |
|
Number of employees |
2'768 |
|
Full-time positions |
2'470 |
* As of 1 January 2020, CSS loses 8693 policyholders for mandatory basic insurance cover by comparison with 1 January 2019.
1 Administration costs as a percentage of premiums
2 Administration costs as a percentage of premiums
3 Insurance expense and administration costs as a percentage of premiums