The premiums for basic insurance depend on where you live, your age, and what deductible you choose. Your place of residence is assigned to a premium region by the Federal Office of Public Health (FOPH). The costs incurred by clients affect the level of premiums for each of the three providers (CSS Insurance, Arcosana and Intras), which are approved by the FOPH at the end of September each year.
The family doctor model, Telmed and HMO let you enjoy a premium discount. The law does not allow family discounts are any other form of rebate to be offered on mandatory health insurance.