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CSS Insurance

Maternity benefits basic insurance

In Switzerland, the benefits from basic insurance are the same for all insurance companies and for all insured persons.

Immediate answers to your questions about cover

Do you already have insurance from CSS? The myCSS Benefits Check makes it even easier to review your cover.

Maternity cover under myFlex Outpatient Insurance

The following list provides you with an overview of the benefits and is not exhaustive. The benefits are divided into three categories:

Benefits before the birth

Medical check-ups (incl. laboratory costs) Normal pregnancy: 7 check-ups
High-risk pregnancy: check-up intervals as determined by doctor
Check-ups by midwife Normal pregnancy: 6 check-ups
High-risk pregnancy: benefits as prescribed by doctor
Ultrasound Normal pregnancy: 2 check-ups
High-risk pregnancy: check-up intervals as determined by doctor
Compression stockings 2 pairs of medically prescribed compression stockings per year, amount as laid down in the aids and appliances list*
Medication Medically prescribed medication as laid down in the Specialty List and drug formulary, with tariffs*
Alternative medicine Medical treatment with acupuncture, anthroposophic medicine, traditional Chinese medicine (TCM), classic homeopathy, and phytotherapy (from doctors with the corresponding training)
Antenatal preparation CHF 150 (antenatal classes given by midwives and midwifery consultations)

Benefits at birth

Birth and obstetric support at home, in hospital or at a birth centre Outpatient birth: costs of doctor, midwife, medication and aids
Inpatient birth: general ward in a hospital or at a birth centre in accordance with the hospital list for the canton of residence
Birth abroad in an emergency (e.g. premature birth) General ward (Up to twice the tariff in the canton of residence. In EU States, the provisions laid down in the Bilateral Agreements apply)
Birth abroad as elective treatment Costs of the birth only in exceptional cases
Attendance of family members (in Switzerland) No benefits

Benefits after the birth

Check-ups One medical examination between 6 and 10 weeks after the birth
One examination by a midwife up to 10 weeks after the birth
Hospital accommodation, initial examination and care costs for newborns Benefits paid from the mother’s insurance for healthy newborns immediately after the birth (lying-in)
Outpatient lying-in care From midwife: examinations, treatment and care following home birth, outpatient birth or early discharge from birth centre or hospital.
From trained carer: where the patient has an illness requiring care
Home help No benefits
Breastfeeding benefit No benefits
Breastfeeding 3 sessions of breastfeeding advice from midwives or carers with the relevant training
Breastfeeding compresses as laid down in the aids and appliances list*, with doctor’s prescription
Breast pump Hand-operated: purchase
Electrical: rental as laid down in the aids and appliances list*, with doctor’s prescription
Courses No benefits
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