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Family doctor model

Basic insurance where you consult your family doctor. By always contacting your chosen family doctor first in matters of health, you benefit from a 10% premium discount.

Our products for you: Profit Family Doctor Insurance & FIRST MED

Always consult your family doctor first

Choose a family doctor near you with the help of the CSS Docfinder. This is who you consult first in all medical matters. Your family doctor will then coordinate the entire treatment, prescribe generic medicine whenever possible and refer you to a specialist or hospital as necessary.

10% premium discount when your family doctor provides primary care

You should bear the following points in mind in relation to the premium discount:

  • Your family doctor provides primary care and coordinates your treatment.
  • Referral confirmation: notify CSS Insurance of a referral before you start treatment, using the referral confirmation form.
  • Emergency: if you are unable to reach your family doctor or their deputy, you should contact the CSS telemedicine centre.
  • Medication under Profit Family Doctor Insurance: always request lower-priced medicine of your own accord.

Exception: You may consult your eye doctor or gynaecologist without referral.

(Please refer to the downloads for exhaustive information.)

Additional benefits provided by CSS

Benefit cover

Regular basic insurance covers the main costs of outpatient and inpatient care in the event of illness, accident and maternity.

Basic insurance cover

Premiums & discounts

Premiums depend on where you live, your age, and what deductible you choose.

Save on premiums by optimising insurance

Follow the tips under «Save on health insurance premiums» to choose the insurance product that is best for you. Our local client advisors will also be happy to advise you personally.