Why don't I pay the same premiums everywhere?
The Federal Office of Public Health (BAG) defines specific premium regions. General health insurance companies are obliged to accept this arrangement with respect to basic insurance.
Health insurance premiums reflect the general costs of health care. If there are a large number of medical services available, greater use will be made of them. So in urban areas with many medical practices and specialised clinics, health expenditure is higher than in rural areas where fewer doctors practise. The differences are substantial.
By changing to an alternative insurance model, you can nevertheless save on premiums for basic insurance.