Under the Federal Health Insurance Oversight Act (KVAG), since 2016 it has no longer been permitted to publish premiums that the Federal Office of Public Health (FOPH) has not yet approved. With this provision, the Federal Council aims to improve the supervision of social health insurance and to increase transparency.
Since premiums for 2019 are still at the consultation stage with the FOPH, we are not yet permitted to apply them. For that reason, until we have the FOPH's decision we are preparing quotes on the basis of 2018 premiums.
We expect the approved premiums for 2019 to be available from the beginning of October.