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CSS Insurance

Health insurance premiums for 2020

Under the Federal Health Insurance Oversight Act (KVAG), since 2016 it has no longer been permitted to publish premiums that the Federal Office of Public Health (FOPH) has not yet approved. With this provision, the Federal Council aims to improve the supervision of social health insurance and to increase transparency.

Since premiums for 2020 are still at the consultation stage with the FOPH, we are not yet permitted to apply them. For that reason, until we have the FOPH's decision we are preparing quotes on the basis of 2019 premiums.

We expect the approved premiums for 2020 to be available from the beginning of October.

Request a non-binding offer

Health insurance premiums depend on where you live, your age, and what deductible you choose. Our client advisors will be happy to meet with you in person in your area.


Why do health insurance premiums rise every year?

A look at the trends in costs and premiums in recent years shows that premiums are rising in step with healthcare costs – as they have done since the Swiss Federal Health Insurance Act was introduced in 1996. The increase in premiums is thus linked directly to the increase in costs.

Read more (in German)

Why switch to CSS Insurance?

Choosing your general health insurance company is a matter of trust. We make every effort to provide the very best in client service, and have been selected by Reader's Digest as Switzerland's most trusted health insurer for the seventh time.

Most Trusted Brand 2018

Our closeness to our clients and the myCSS app are just two of the advantages that set us apart..

  • Since 1899, we've been there for you providing security and stability
  • 1.7 million people in Switzerland put their trust in us
  • myCSS – the client portal for all your insurance matters
  • Your health is important to us – we promote lots of things that keep you healthy
  • 100 agencies providing a personal service near where you live
  • Medical advice 24/7 for your well-being
  • Insurance plans as individual as your needs
  • Attractive discounts for your family