0844 277 277 Mon-Fri 8am-6pm
CSS Insurance

Hospitalisation insurance co-payment

The co-payment (co-pay) indicates the share of costs you have to pay out of your own pocket in the event of hospitalisation. (On all treatment costs in excess of those for the general ward)

Taking out a higher co-payment reduces your premium.

Co-payment high

Ward Economy Balance Premium
General no co-pay no co-pay no co-pay*
Semi-private 40%, up to CHF 8'000 20%, up to CHF 2'000 no co-pay
Private 70%, up to CHF 14'000 35%, up to CHF 4'000 35%, up to CHF 2'000

Co-payment low

Ward Economy Balance Premium
General no co-pay no co-pay* no co-pay**
Semi-private 20%, up to CHF 4'000 no co-pay no co-pay*
Private 35%, up to CHF 7'000 35%, up to CHF 2'000 no co-pay

* In case of a period of hospitalisation of at least 4 days (3 nights), CSS Insurance refunds CHF 1,000 if this ward is chosen for the stay.

** In case of a period of hospitalisation of at least 4 days (3 nights), CSS Insurance refunds CHF 2,000 if this ward is chosen for the stay.