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CSS Insurance

Medical Costs Insurance for Accidents

Medical Costs Insurance supplements the benefits provided by health or accident insurance and offers additional protection for those are not in employment or not or only partially covered under their employer’s accident insurance.

Our product for you: Medical Costs Insurance for Accidents

Benefits of Medical Costs Insurance

  • Free choice of doctor and hospital
  • Accommodation and treatment in a semi-private or private ward
  • Home care and home help
  • Cost of treatment during spa and convalescence cures
  • Valid worldwide

Premiums & discounts

Premiums depend on your age. Children benefit from a 50% family discount.


Further details about Medical Costs Insurance

If an accident occurs the insurance covers the cost of treatment for a maximum of five years – no financial limit is imposed and payments commence without deferral from the day of the accident. After the five-year period ends, CSS Insurance will continue to accept further costs, up to a maximum of CHF 100,000.

  • Attractive supplement to statutory accident insurance
  • Outpatient and inpatient treatment
  • Unlimited cover for transport and rescue operations
  • Search operations up to CHF 20,000 per insured person, or up to CHF 40,000 per event
  • Rent and one-time purchase of mobility aids and appliances
  • Home care by qualified nurses / home help up to a maximum of CHF 20,000
  • Up to CHF 10,000 for cosmetic treatment following an accident
  • Up to CHF 5,000 for property damage resulting from violent crime
  • myCSS client portal & the myCSS app 

Do you have any questions?

We're on hand to help! Find a CSS agency near you. Our client advisors will be happy to take time to discuss your personal needs.