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Medical Costs Insurance

Medical Costs Insurance supplements the benefits provided by health or accident insurance and offers additional protection for those are not in employment or not or only partially covered under their employer’s accident insurance.

Our product for you: Medical Costs Insurance for Accidents

Additional protection in the event of an accident

If an accident occurs the insurance covers the cost of treatment for a maximum of five years – no financial limit is imposed and payments commence without deferral from the day of the accident. After the five-year period ends, CSS Insurance will continue to accept further costs, up to a maximum of CHF 100,000.

Advantage for children: 50% family discount

Overview of benefits

  • Outpatient and inpatient treatment
  • Free choice of doctor and hospital
  • Accommodation and treatment in a semi-private or private ward
  • Cost of transport, search and rescue up to CHF 20,000 per insured person or up to CHF 40,000 per loss event
  • Up to CHF 5,000 for property damage resulting from violent crime
  • Cost of treatment during spa and convalescence cures
  • Rent and one-time purchase of mobility aids and appliances
  • Costs of up to CHF 2,000 for cleaning, repairing or replacing both the insured person’s clothing and the property and vehicles of those involved in rescuing and transporting the insured person
  • Home care by qualified nurses / home help up to a maximum of CHF 20,000
  • Up to CHF 10,000 for cosmetic treatment following an accident

Premiums & family discount

Premiums depend on your age. Children benefit from a 50% family discount. Our client advisors will be happy to meet with you in person in your area.

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