A serious illness or accident always causes suffering. When it leads to tragic consequences such as death or disability, it can also cause severe financial problems on top of that. However, Death or Disability Insurance can help ease the situation.
The insured capital covers your loss of earnings if you become disabled. Depending on your needs, the money can be used for occupational retraining, for equipment to help with housework or for measures to improve mobility.
In case of death, the lump-sum payment protects your survivors against financial emergencies.