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CSS Insurance

Buildings insurance

Buildings insurance protects house and flat owners against the financial consequences of property damage as a result of fire, water or natural phenomena.

Our product for you: Buildings insurance

The benefits of buildings insurance

  • Secures your investment
  • Assumes the costs of clearance, disposal, trace and access, emergency glazing and changing the locks
  • You choose: the length of your contract (3 or 5 years) and the sum insured
  • Client discount: 10% discount for persons insured with the CSS Group
  • 24-hour emergency help (placement of suitable craftsmen for immediate measures)


Buildings insurance covers the following incidences of damage or loss:

  • Fire: Fire, smoke, lightning, explosion and implosion, falling aircraft and spacecraft or parts thereof, damage through scorching.
  • Natural forces: Avalanche, storm, hail, snow pressure, flooding and high water, landslide, rock fall and rock slide.
  • Water damage: Mains water, rain, snow, melting snow and ground water, blocked drains, water beds, etc., as well as frost damage.

Supplementary insurance

  • Clearance and disposal costs in excess of CHF 10,000
  • Trace and access costs in excess of CHF 10,000
  • Loss of rent
  • Building damage

Claim report

Report your claim to us using the claim notification form for household contents / buildings insurance or simply do it online. We will then contact you to discuss the next steps.

Premiums & discounts

Premiums vary depending on the chosen sum insured and the contract term.

Do you have any questions?

We're on hand to help! Find a CSS agency near you. Our client advisors will be happy to take time to discuss your personal needs.