The total revision of the Federal Insurance Contract Act (VVG) was referred back to the Federal Council by the Swiss Parliament in 2013. The total revision of the VVG envisaged making changes which, by overprotecting the consumer, would have resulted in a massive increase in costs. The draft act was referred back to the Federal Council with instructions to carry out a partial revision for which consultation proceedings were then launched in the second quarter of 2016. CSS is campaigning for the disputed points in the referral decision to be implemented accordingly. CSS gives top priority to the needs of its clientele. That is why CSS already provides its clients with transparent information and communicates in an understandable fashion. In addition, CSS Insurance ensures its advisors meet high quality standards.