0844 277 277 Mon-Fri 8am-6pm
CSS Insurance

Group figures – The CSS Group at a glance

The CSS Group publishes a comprehensive annual report each spring and releases information on the key annual results of the Group and its individual companies.

Group figures as at 31.12.2018

Amounts in million francs

Earned premiums for own account 6460
Claims and benefit expenses for own account
– 5671
KVG risk compensation – 3,9
Net result 163,1
of which KVG 65,2
of which VVG 97,8
of which other 0,1
Investment performance – 1,9 %
Claims ratio1 KVG 95,0 %
Cost ratio2 KVG 3,7 %
Combined Ratio3 Group 95,7 %
Combined Ratio3 KVG 98,7 %
Combined Ratio3 VVG/UVG 86,0 %
Number of insured persons 31.12.18 1 757 591
Number of KVG insured persons* 31.12.18 1 392 191
Number of OKP 31.12.18 423 083
Number of HMO insured persons 31.12.18
279 524
Number of Family doctor insured persons 31.12.18
440 415
Number of Telemedecine model Callmed 31.12.18 249 169
Number of employees 2717
Full-time positions 2416

*  As at 1 January 2019, CSS had gained 17,401 insureds for mandatory basic insurance cover by comparison with 1 January 2018.

1  Administration costs as a percentage of premiums
2
  Administration costs as a percentage of premiums
3
  Insurance expense and administration costs as a percentage of premiums