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CSS Insurance

Group figures – The CSS Group at a glance

The CSS Group publishes a comprehensive annual report each spring and releases information on the key annual results of the Group and its individual companies.

Group figures as at 31.12.2017

Amounts in million francs

Earned premiums for own account 6167
Claims and benefit expenses for own account
– 5607
KVG risk compensation 74,0
Net result 153,6
of which KVG 4,8
of which VVG 71,0
of which other 77,8
Investment performance 4,7 %
Claims ratio1 KVG 94,6 %
Cost ratio2 KVG 4,0 %
Combined Ratio3 KVG 98,6 %
Combined Ratio3 VVG/UVG 91,1 %
Number of insured persons 31.12.17 1 699 659
Number of KVG insured persons* 31.12.17 1 341 862
Number of OKP 31.12.17 442 567
Number of HMO insured persons 31.12.17
248 004
Number of Family doctor insured persons 31.12.17
420 904
Number of Telemedecine model Callmed 31.12.17 230 387
Number of employees 2702
Full-time positions 2420

*  As at 1 January 2018, CSS had gained 45'021 insureds for mandatory basic insurance cover by comparison with 1 January 2017.

1  Administration costs as a percentage of premiums
2
  Administration costs as a percentage of premiums
3
  Insurance expense and administration costs as a percentage of premiums