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CSS Insurance

Legal aspects

Welcome to the "css.ch" website, a service provided by the companies of CSS Group ("Operators"). We are delighted that you are visiting us online.

In the section below we provide information about the terms of use and the disclaimer. By accessing the CSS websites, you declare your express consent to the following terms and the disclaimer and accept their legally binding effect:


These websites of the Operators are intended to inform you about CSS Group companies, their services and products and do not constitute offers in the legal sense. They are directed exclusively at users who are resident in Switzerland.


The websites have been created with due care and to the best of our knowledge. Although the websites are checked and updated regularly, the Operators cannot guarantee that the information they contain is fully accurate and complete. For binding information we refer to the applications, policies, regulations for insurance companies under the Federal Health Insurance Act, and the General Insurance Conditions.


Users visit the websites at their own risk. The Operators accept no liability for losses, to the extent permissible by law, of any kind that arise from or are connected with the use of the websites or from electronic data transmission.


The Operators do not check links to other websites and their content. Such links and content are included only to make the website more user-friendly and for information purposes and the Operators accept no responsibility for such content nor for the products and the services offered on such websites. Users bear sole responsibility for using links to other websites.

Rights to intellectual property

All content on CSS websites is protected by copyright and/or trademark law. It is permitted to download or print sections for private or internal use, provided that legally protected designations are not removed. It is not permitted to use the content, in whole or in part, on electronic media, in written form or in any other way for public and/or commercial purposes without the written consent of CSS Kranken-Versicherung AG (representing the Operators). Any approval to use, download or print the CSS websites, or parts thereof, does not transfer or confer rights of any kind.

Severability clause

The remaining provisions will continue to be valid if one provision or several provisions in these terms of use proves/prove to be or become/becomes ineffective, unlawful or unenforceable.


The Operators can add, change or delete information on their websites at any time.

These terms and conditions can be changed at any time without prior notification. For this reason, please consult this page each time you open one of the Operators' websites.

Most recent changes

This page was last changed on 1 February 2017.


CSS Kranken-Versicherung AG
Tribschenstrasse 21
P.O. Box 2568
CH-6002 Lucerne