Schuhe einer Familie

Maternity benefits under basic insurance

Are you pregnant? Enjoy peace of mind from the moment you fall pregnant knowing you enjoy benefits under basic insurance.

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Same benefits for all

In Switzerland, the benefits from basic insurance are the same for all insurance companies and for all insured persons. No matter whether you have the family doctor model, Telmed, HMO or mandatory healthcare insurance – you can rely on the insurance cover it provides for pregnancy and childbirth.

Maternity benefits basic insurance

Before the birth

Medical check-ups (incl. laboratory costs)

Normal pregnancy: 7 check-ups
High-risk pregnancy: check-up intervals as determined by doctor

Check-ups by midwife

Normal pregnancy: 7 check-ups
High-risk pregnancy: benefits as prescribed by doctor

Ultrasound

Normal pregnancy: 2 check-ups
High-risk pregnancy: check-up intervals as determined by doctor

Compression stockings

2 pairs of medically prescribed compression stockings per year, amount as laid down in the aids and appliances list*

Medication

Medically prescribed medication as laid down in the Specialty List and drug formulary, with tariffs*

Alternative medicine

Medical treatment with acupuncture, anthroposophic medicine, traditional Chinese medicine (TCM), classic homeopathy, and phytotherapy (from doctors with the corresponding training)

Antenatal preparation

CHF 150 (antenatal classes given by midwives and midwifery consultations)

At birth

Birth and obstetric support at home, in hospital or at a birth centre

Outpatient birth: costs of doctor, midwife, medication and aids
Inpatient birth: general ward in a hospital or at a birth centre in accordance with the hospital list for the canton of residence

Birth abroad in an emergency (e.g. premature birth)

General ward (Up to twice the tariff in the canton of residence. In EU States, the provisions laid down in the Bilateral Agreements apply)

Birth abroad as elective treatment

Costs of the birth only in exceptional cases

Attendance of family members (in Switzerland)

No benefits

After the birth

Check-ups

One medical examination between 6 and 10 weeks after the birth
One examination by a midwife up to 10 weeks after the birth

Hospital accommodation, initial examination and care costs for newborns

Benefits paid from the mother’s insurance for healthy newborns immediately after the birth (lying-in)

Outpatient lying-in care

From midwife: examinations, treatment and care following home birth, outpatient birth or early discharge from birth centre or hospital.
From trained carer: where the patient has an illness requiring care

Home help

No benefits

Breastfeeding benefit

No benefits

Breastfeeding

3 sessions of breastfeeding advice from midwives or carers with the relevant training
Breastfeeding compresses as laid down in the aids and appliances list*, with doctor’s prescription

Breast pump

Hand-operated: purchase
Electrical: rental as laid down in the aids and appliances list*, with doctor’s prescription

Courses

No benefits