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Insurance for cross-border commuters

Are you classed as a cross-border commuter in Switzerland? Then you generally need to take out Swiss health insurance. Cross-border commuters from Germany, Austria, France and Italy are the exception: they can remain insured in their country of residence.

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The advantages for you

  • You can take out insurance under Swiss law through EU/EFTA basic insurance.
  • We have a separate solution with Allianz for cross-border commuters from Germany, France and Austria that allows them to take out insurance where they live.

Good to know

What are cross-border commuters?
People who live in one country and work in another.
Personalised solutions
For cross-border commuters, it’s your own personal situation that counts. Let us advise you.
Moving to Switzerland?
We’ll continue to insure you – without a medical examination.

How it works

We offer insurance under Swiss law through EU/EFTA basic insurance. Please note that you cannot take out any supplementary insurance with us in accordance with the Federal Act on Insurance Policies (IPA).

What we offer cross-border commuters from Germany, France and Austria

Together with Allianz, we give you the option of insuring yourself in your country of residence. It’s best to consult with us so we can find the best solution for you. Download the referral form below. Complete it and send it to us. We’ll then get in touch with you.

Even more protection

Outpatient Insurance

Add contributions to glasses and orthodontics to your basic insurance cover.

Better insurance
Frau studiert Tablet vor ihrem Cello am Fenster
Hospitalisation Insurance

Decide before you get hospital treatment whether you would prefer a general, private or semi-private ward.

A better choice in hospital
Frau packt Koffer
Travel Insurance

Get all-round cover and enjoy your holidays with peace of mind.

Travel safely
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