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Household Contents Insurance

Household Contents Insurance lets you protect your personal property against fire, theft, water, glass breakage and damage by natural forces. Cover applies both at home and away from home.

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The advantages for you

  • Your entire household contents including bikes and sports equipment is insured at new-for-old value.
  • All persons living with you in the same household are automatically co-insured.
  • You benefit from free legal advice by phone in all areas of Swiss law.
  • We arrange emergency assistance 24/7.

Good to know

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You can view your policy at any time in our client portal.
Discount for CSS customers
CSS customers get a 10% discount on the premium.
Cheaper in the long run
Enjoy a no-claims discount of up to 30% and save an additional 5% if you take out a five-year contract.

How it works

The following damage is insured:

  • Fire: fire, smoke, lightning, explosion and implosion, falling aircraft and spacecraft or parts thereof, damage through scorching
  • Natural forces: avalanche, storm, hail, snow pressure, flooding and high water, landslide, rockfall and rockslide
  • Theft: burglary, robbery and simple theft, malicious damage to property (vandalism) during burglary
  • Water: flooding inside buildings caused by mains water, rain, snow, melting snow, groundwater, blocked drains and by water beds, aquariums, oil from heating systems or oil tanks

The following damage can also be insured:

  • Simple theft away from home, damage (accidental damage to household contents), glass breakage, earthquake damage, misuse and blocking service for customer, credit, bank, post office and SIM cards

Even more protection

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Liability Insurance

Protect yourself and everyone who lives with you against claims for damages.

Better insurance
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