For basic insurance
The deductible is the amount that you pay towards your treatment costs per calendar year.
Once the deductible has been used up, you pay a 10% retention fee towards any other costs. The retention fee is capped at CHF 700 a year. We pay the insured costs for any amount above that.
Additional costs apply if you are hospitalised. You pay CHF 15 per day during your entire stay, with no limit on the amount. This is a requirement under the Federal Health Insurance Act. However, this rule does not apply to children, young people under 25 in education or maternity services.