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CSS consolidated results at a glance

The CSS Group publishes a comprehensive annual report each spring and releases information on the Group and its individual companies' key results for the year.

Group figures as at 31.12.2023

Figures in CHF thousands

CSS Group
Premiums earned for own account
6'982'849
Expenses for insurance claims for own account
–6'633'257
Operating expenses for own account
–505'157
Consolidated result
39'086
Claims ratio
93,9%
Cost ratio
7,2%
Combined Ratio 101,1%
Return on investment
2,9%
Number of OKP insured persons as at 31.12. 1'516'587
FTEs 2'555
Number of agencies 101
KVG segment
Claims ratio
100,2%
Cost ratio
3,9%
Combined Ratio 104,1%
Result
–180'995
VVG segment
Claims ratio
67,8%
Cost ratio
20,6%
Combined Ratio 88,4%
Result
222'582

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