Liability insurance
Liability insurance covers any mishaps you may have that lead to personal injury or damage to other people’s property. It also wards off unjustified claims.
Prepared for whatever comes your way with liability insurance
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Property damage: destruction, damage or loss of property
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Personal injury: injury, damage to health or killing of persons
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Damage to animals: injury, damage to health or killing of animals
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Monetary losses: monetary losses caused by insured personal injury or property damage. For example, if you cause an accident that leaves someone unable to work and facing financial losses.
More protection with liability insurance
Would you like more protection? We have optional add-ons for when you’re at home and away.
No reduction for gross negligence
Gross negligence means acting irresponsibly or carelessly and failing to exercise due care. For example, by driving through a red light. If you have the gross negligence option, your benefits won’t be reduced when you make a claim.
Driving third-party motor vehicles
Cover for damage to third-party vehicles that you use only occasionally. These include passenger cars, motorbikes, delivery vans with a total weight of up to 3.5 tonnes, agricultural vehicles, and motor boats and sailing boats.
Holding a self-employed second job
Insure claims arising from self-employment through which you earn up to CHF 18,000 a year.
Hiring and borrowing of third-party horses
Accident-related damage to horses that you borrow, hire, keep temporarily or ride on behalf of someone else, including their tackle.
Example of premium calculation
