Legal notice

In this section, we provide information on the terms of use and disclaimer. By accessing the websites, you declare your express consent to the following terms and to the disclaimer, and accept their legally binding effect:

The website and its subsites (the 'Websites') are operated by CSS Kranken-Versicherung AG (the 'Operator') for the following CSS group companies: CSS Kranken-Versicherung AG and CSS Versicherung AG.


The Websites provide information about CSS group companies and their products and services. Unless they contain a function permitting a contract to be concluded directly, they do not constitute an offer in the legal sense. The Websites are aimed exclusively at users who are resident in Switzerland.

Editorial principles

The Operator regularly and openly provides information on the course of its business, its products and services, as well as its position on healthcare policy and topics of relevance, and issues topic-specific guides.

The Operator places quality above quantity and provides clear information. Content is researched with the necessary due care and attention by editors who are experts in their field and is published without the influence of personal interests or outside motives to the best of our knowledge and belief. It is checked and updated regularly.


The Websites have been created with due care and to the best of our knowledge. They are checked and updated regularly. Despite this, the Operator cannot guarantee that the information they contain is fully accurate and complete. For binding information, please consult the applications, policies, regulations for insurance companies under the Federal Health Insurance Act, as well as the General Insurance Conditions.


Users visit the Websites at their own risk. To the extent permitted by law, the Operator accepts no liability for loss or damage of any nature that arises from or in connection with the use of the Websites, or from electronic data transmission. We explicitly draw attention to the fact that published health information contains only general indications and does not in any way replace an individual medical diagnosis, treatment or therapy.

The Operator does not check links to other websites, or their content. This content and these links are offered solely for information and as a convenience for users. The Operator accepts no responsibility for the content of these websites or for the products and services they offer. The user bears sole responsibility for clicking on links to other websites.

Intellectual property rights

All content on the Websites is protected by copyright and/or trademark law. Sections of the Websites may be downloaded or printed for personal or internal use, providing that legally protected designations are not removed. Without the written consent of the Operator, the content may not be used either in full or in part on electronic media, in written form, or in any other way for public and/or commercial purposes. Any approval to use, download or print the Websites, or parts thereof, does not confer rights of any nature.

Severability clause

The remaining provisions of these terms of use will continue to be valid if one or more of their provisions proves to be or becomes ineffective, unlawful or unenforceable.


The Operator may add to, amend or delete information on the Websites at any time. The present terms may also be amended at any time without prior notice. For this reason, please consult this page each time you open one of the Operator’s websites.

Applicable law

Notwithstanding any imperative statutory provisions to the contrary, the present terms of use and all elements thereof are subject to Swiss law, without regard to the conflict-of-law principles. The place of jurisdiction is Lucerne.


CSS Kranken-Versicherung AG
Tribschenstrasse 21
P.O. Box 2568
CH-6002 Lucerne
UID CHE-110.130.047