Take the pressure off your budget
Calculate your premium
Switch to the leading health insurer
More than 1.75 million clients already put their trust in us. Switching to CSS is easily done in a few steps.
How to get CHF 1,400
We actively promote your health. The Health Account and active365 rewards app let you benefit from the cost participation.
- Premium Health Account max. CHF 700 per year for Fitness, Family, Exercise, Other (max. CHF 500 per offer area).
- Health Account Bonus max. CHF 100 per year for active memberships.
- active365 up to CHF 600 per year for these activities:
- Per week: 210 minutes of training, 60 minutes of mindfulness training, 14 minutes of acquiring knowledge plus 70,000 steps.
- Per year: take part in 8 activeMissions, submit 2x evidence of a health check, a health prevention measure and a social commitment.
- 4x a year: submit a gym or sports club membership.
- Per week: 210 minutes of training, 60 minutes of mindfulness training, 14 minutes of acquiring knowledge plus 70,000 steps.
Choose your basic insurance
Go directly to your family doctor
Family doctor model
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The family doctor you know and trust is your main point of contact.
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Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
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At least 10% premium discount.
Recommendation
All the benefits of a doctors’ network
HMO model
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The chosen doctor’s practice from the medical network or the group practice is your first point of contact.
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You can see an eye doctor, gynaecologist or midwife directly.
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14–16% premium discount.
Ideal for high medical bills
Multimed
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The Multimed practice, telemedicine centre or Well app is your first point of contact.
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You can see an eye doctor, gynaecologist or midwife directly.
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Premium discount of at least 16% and CHF 300 less as a retention fee.
Advice digitally or by phone
Telmed
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Your first point of contact is the Well app or the telemedicine centre.
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You can see an eye doctor, gynaecologist or midwife directly.
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At least 10% premium discount.
Free choice of doctor
Standard model
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Free choice of doctor throughout Switzerland.
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Make an appointment directly to see a specialist.
Family discount: save up to 100%
We take the pressure off your budget with great family discounts. You benefit if the person with parental authority and the child or young person live together in the same household and have both basic and supplementary insurance with CSS.
Discount for children up to age 18
- 100% discount on myFlex Outpatient Insurance (Economy) and myFlex Hospitalisation Insurance (Economy).
- 75% discount on myFlex Outpatient Insurance (Balance and Premium).
- 50% discount on myFlex Hospitalisation Insurance (Balance and Premium), Medical Costs Insurance for Accidents and Accidental Death or Disability Insurance.
- 25% discount on MyFlex Alternative Insurance (Economy, Balance or Premium) and dental insurance.
- 5% discount on Illness-Related Death or Disability Insurance.
Discount for young people up to age 20
- 100% discount on myFlex Outpatient Insurance (Economy) and myFlex Hospitalisation Insurance (Economy).
- 75% discount on myFlex Outpatient Insurance (Balance and Premium).
- 50% discount on myFlex Hospitalisation Insurance (Balance and Premium ).
- 25% discount on MyFlex Alternative Insurance (Economy, Balance or Premium).
Health insurance premiums at a glance
Good reasons to choose CSS
Do everything digitally
CSS – your health partner
Being healthy, getting well or living with illness: as your health partner, CSS is by your side on your journey through life.