Your health insurer
More than 1.6 million people put their trust in us. How about you? Compare health insurance premiums and switch to CSS.
Changing your health insurer couldn't be easier
Switching insurance provider is quick and easy. We'll be happy to advise you and help you with the cancellation procedure. Our tip: don’t forget your current health insurer's notice period.
Premiums depend on where you live, your age and what deductible you choose. Our Premium Calculator now contains the 2023 health insurance premiums.
Health insurance premiums at a glance
The general health insurer you trust
Once again in 2023, CSS is the brand that Swiss people trust most.
Most Trusted Brand 2023
CSS took top place yet again in the Reader’s Digest «Trusted Brands» study in the health insurance category. 2,300 people throughout Switzerland took part in the survey.
Choose your basic insurance
Advice digitally or by phone
Telmed
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Digitally or by phone – with the Well app and the telemedicine centre.
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If necessary, you'll be referred to a doctor of your choice.
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Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
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Min. 10% premium discount.
Recommendation
All the benefits of a doctors’ network
HMO model
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A doctor you know and trust from your medical network or group practice is your main point of contact.
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Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
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Min. 14% premium discount.
Ideal for high medical bills
Multimed
- Reduced retention fee: just CHF 400 instead of CHF 700 a year.
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You have two partners: the Multimed family doctor and the telemedicine centre.
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Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
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Min. 14% premium discount.
Go directly to your family doctor
Family doctor model
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The family doctor you know and trust is your main point of contact.
-
Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
-
Min. 10% premium discount.
Free choice of doctor
Standard model
-
Free choice of doctor throughout Switzerland.
-
Make an appointment directly with a specialist.
Choose your basic insurance
Advice digitally or by phone
Telmed
-
Digitally or by phone – with the Well app and the telemedicine centre.
-
If necessary, you'll be referred to a doctor of your choice.
-
Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
-
Min. 10% premium discount.
Recommendation
All the benefits of a doctors’ network
HMO model
-
A doctor you know and trust from your medical network or group practice is your main point of contact.
-
Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
-
Min. 14% premium discount.
Ideal for high medical bills
Multimed
- Reduced retention fee: just CHF 400 instead of CHF 700 a year.
-
You have two partners: the Multimed family doctor and the telemedicine centre.
-
Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
-
Min. 14% premium discount.
Go directly to your family doctor
Family doctor model
-
The family doctor you know and trust is your main point of contact.
-
Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
-
Min. 10% premium discount.
Free choice of doctor
Standard model
-
Free choice of doctor throughout Switzerland.
-
Make an appointment directly with a specialist.
How to save on premiums
Premiums depend on where you live, your age and what deductible you choose.
