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Your health insurer

More than 1.6 million people put their trust in us. How about you? Compare health insurance premiums and switch to CSS.

Repayment from reserves

90 million for our insured persons

We're releasing reserves, and you'll enjoy deductions on the premium for basic insurance.

Find out more

Choose your basic insurance

Medical advice over the phone

Telmed

  • Telephone advice from medical experts.
  • If necessary, the Centre for Telemedicine will refer you to a doctor of your choice.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • Min. 9% premium discount.
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Recommendation

Family doctor and Telmed combined

Multimed

  • You have two partners: the Multimed family doctor and the telemedicine centre.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • Reduced retention fee: just CHF 400 instead of CHF 700 a year.
  • Min. 13% premium discount.
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Go directly to your family doctor

Family doctor model

  • The family doctor you know and trust is your main point of contact.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • Min. 9% premium discount.
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All the benefits of a doctors’ network

HMO model

  • A doctor you know and trust from your medical network or group practice is your main point of contact.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • Min. 14% premium discount.
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Free choice of doctor

Standard model

  • Free choice of doctor throughout Switzerland.
  • Make an appointment directly with a specialist.
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Changing your health insurer couldn't be easier

Switching insurance provider is quick and easy. We'll be happy to advise you and help you with the cancellation procedure. Our tip: don’t forget your current health insurer's notice period.

Premiums depend on where you live, your age and what deductible you choose. Our Premium Calculator now contains the 2022 health insurance premiums.

Health insurance premiums at a glance

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How to save on premiums

Premiums depend on where you live, your age and what deductible you choose.

Higher deductible
The higher the deductible, the lower the premium. What deductible would you like?
Change insurance
Switch model
Change your medical point of contact and pay less.
Choose option
Exclude accident cover
Do you work at least eight hours a week? Then you can save on premiums.
Change accident cover
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Personal advice

Get in touch for a personal consultation.