The annual report provides an overview of the past financial year of the CSS Group. In addition to the latest facts and figures, it also reports on the economic, social and environmental highlights of the past year.
Read the report (in German)CSS can look back on 2025 as a remarkably successful financial year. With net earnings of CHF 260.8 million, it rests on a very solid financial foundation. CSS recorded the largest rise in new clients for basic insurance in its history.
Never before have so many clients switched to CSS: With 1.56 million clients for basic insurance, it recorded an increase of 90,600 year-on-year. At the start of 2026, CSS insured a total of 1.73 million clients. This development is consistent with its long-term, sustainable growth strategy.
In 2025, CSS and various partners were able to further develop a number of healthcare networks in areas including Vaud, Jura, Appenzell, Ticino and the Biel-Bienne region. CSS is convinced that binding cooperation across different levels of care delivery is where the future lies, with family doctors, specialists, hospitals, nursing professionals and therapists working closely together in networks of this kind to provide patients with a continuum of care throughout the treatment pathway. Whereas healthcare delivery has thus far primarily been geared to the treatment of medical conditions, these networks place a focus on prevention and early detection. CSS offers people with chronic or complex diseases a specifically tailored form of support.
CSS Life Insurance Ltd was established (in german) in 2025. CSS has thus rounded out its core business with the addition of pension provision in a move that responds to its clients' needs for all-round solutions. It is entering the market with endowment policies that pay a lump sum, offering financial protection in the event of death or disability.
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