Your health partner
As a health partner, we are committed to leading a healthy life, actively taking steps to regain one's health and developing a mindful approach to illness.
The CSS Group publishes a comprehensive annual report each spring and releases information on the Group and its individual companies' key results for the year.
Annual reportFigures in CHF thousands
Premiums earned for own account |
6'551’570 |
Expenses for insurance claims for own account |
-5'991’499 |
Operating expenses for own account |
-493’353 |
Consolidated result |
105’794 |
Claims ratio |
90,8% |
Cost ratio |
7,5% |
Combined Ratio |
98,3% |
Return on investment |
5,2% |
Number of insured persons (total) |
1'679’867 |
Number of OKP insured persons as at 31.12. |
1'472’223 |
Share of alternative insurance models (as % of all insured persons) |
75,4% |
Number of employees |
2’679 |
FTEs |
2’366 |
Training days |
14’158 |
Fluctuation rate |
4,8% |
Number of agencies |
99 |
Claims ratio |
96,1% |
Cost ratio |
4,1% |
Combined Ratio |
100,2% |
Result |
-29’340 |
Claims ratio |
69,7% |
Cost ratio |
21,1% |
Combined Ratio |
90,8% |
Result |
129’713 |
As a health partner, we are committed to leading a healthy life, actively taking steps to regain one's health and developing a mindful approach to illness.