Your health partner
As a health partner, we are committed to leading a healthy life, actively taking steps to regain one's health and developing a mindful approach to illness.
The CSS Group publishes a comprehensive annual report each spring and releases information on the Group and its individual companies' key results for the year.
Annual reportFigures in CHF thousands
Premiums earned for own account |
6'514’138 |
Expenses for insurance claims for own account |
-5'907’626 |
Operating expenses for own account |
-495’195 |
Consolidated result |
154’612 |
Claims ratio |
89,7% |
Cost ratio |
7,6% |
Combined Ratio | 97,3% |
Return on investment |
2,4% |
Number of insured persons (total) | 1'625’2575 |
Number of OKP insured persons as at 31.12. |
1'398’041 |
Share of alternative insurance models (as % of all insured persons) |
72,6% |
Number of employees |
2’665 |
FTEs |
2’369 |
Training days |
11'340 |
Fluctuation rate |
6,5% |
Sales representatives |
536 |
Number of agencies |
100 |
Claims ratio |
94,6% |
Cost ratio |
4,0% |
Combined Ratio |
98,6% |
Result |
87’832 |
Claims ratio |
71,7% |
Cost ratio |
21,1% |
Combined Ratio |
92,8% |
Result |
99'939 |
As a health partner, we are committed to leading a healthy life, actively taking steps to regain one's health and developing a mindful approach to illness.