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CSS consolidated results at a glance

The CSS Group publishes a comprehensive annual report each spring and releases information on the Group and its individual companies' key results for the year.

Annual report

Group figures as at 31.12.2020

Figures in CHF thousands

CSS Group
Premiums earned for own account
6'514’138
Expenses for insurance claims for own account
-5'907’626
Operating expenses for own account
-495’195
Consolidated result
154’612
Claims ratio
89,7%
Cost ratio
7,6%
Combined Ratio 97,3%
Return on investment
2,4%
Insured persons
Number of insured persons (total) 1'625’2575
Number of OKP insured persons as at 31.12.
1'398’041
Share of alternative insurance models (as % of all insured persons)
72,6%
Employees
Number of employees
2’665
FTEs
2’369
Training days
11'340
Fluctuation rate
6,5%
Sales representatives
536
Number of agencies
100
KVG segment
Claims ratio
94,6%
Cost ratio
4,0%
Combined Ratio 98,6%
Result
87’832
VVG/UVG segment
Claims ratio
71,7%
Cost ratio
21,1%
Combined Ratio 92,8%
Result
99'939

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