Head office Lucerne by night

Sanagate

Sanagate AG was merged with Arcosana AG as of 1 January 2022. Arcosana is a CSS-owned general health insurance company offering value-for-money basic insurance models. It provides the same services as CSS, such as the myCSS client portal.

The advantages for you with Arcosana

  • Low-cost basic insurance.
  • Identical benefits to all other basic insurers – as prescribed by the Federal Health Insurance Act (KVG).
  • Same services as CSS – such as the myCSS client portal.

Good to know

Mandatory
Everyone living or working in Switzerland must have basic insurance.
Same benefits
All health insurers pay the same benefits for illness, accident, and pregnancy and childbirth.
Switching insurance
You can switch basic insurance each year – cancel by the end of November.

Choose your basic insurance

Medical advice over the phone

Telmed

  • Telephone advice from medical experts.
  • If necessary, the Centre for Telemedicine will refer you to a doctor of your choice.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • Min. 9% premium discount.
Discover the advantages Calculate your premium
Recommendation

Family doctor and Telmed combined

Multimed

  • You have two partners: the Multimed family doctor and the telemedicine centre.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • Reduced retention fee: just CHF 400 instead of CHF 700 a year.
  • Min. 13% premium discount.
Discover the advantages Calculate your premium

Go directly to your family doctor

Family doctor model

  • The family doctor you know and trust is your main point of contact.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • Min. 9% premium discount.
Discover the advantages Calculate your premium

All the benefits of a doctors’ network

HMO model

  • A doctor you know and trust from your medical network or group practice is your main point of contact.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • Min. 14% premium discount.
Discover the advantages Calculate your premium

Free choice of doctor

Standard model

  • Free choice of doctor throughout Switzerland.
  • Make an appointment directly with a specialist.
Discover the advantages Calculate your premium
The advantages for you

Good reasons to choose CSS

myCSS client portal
Doing everything digitally means you’ll never lose track.
Discover the advantages
Top prices for you
Take advantage of attractive offers in the enjoy365 shop.
Smart savings
24h medical care
Well informed 24/7 – online with myGuide and by phone.
Well looked
Boost your health
Regular great ideas for your health.
Read our tips
Number 1
More than 1.6 million people trust CSS.
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Personal advice
2,700 employees are here for you and happy to help.
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