Sanagate

Sanagate AG merged with Arcosana AG as of 1 January 2022. One year later Arcosana AG went on to merge with CSS Kranken-Versicherung AG. CSS Kranken-Versicherung offers insured persons identical insurance models and the same services as Arcosana.

The advantages for you with CSS Kranken-Versicherung

Low-cost basic insurance models.
Identical benefits to all other basic insurers – as prescribed by the Federal Health Insurance Act (KVG).
Useful services, such as the myCSS client portal and the active365 health platform.

Mandatory

Everyone living or working in Switzerland must have basic insurance.

Same benefits

All health insurers pay the same benefits for illness, accident, and pregnancy and childbirth.

Switching insurance

You can switch basic insurance each year – cancel by the end of November.

Choose your basic insurance

Advice digitally or by phone

Telmed

Your first point of contact is the Well app or the telemedicine centre.
You can see an eye doctor, gynaecologist or midwife directly.
At least 10% premium discount.

Discover the advantages Calculate your premium

Recommendation

All the benefits of a doctors’ network

HMO model

The chosen doctor’s practice from the medical network or the group practice is your first point of contact.
You can see an eye doctor, gynaecologist or midwife directly.
14–16% premium discount.

Discover the advantages Calculate your premium

Ideal for high medical bills

Multimed

The Multimed practice, telemedicine centre or Well app is your first point of contact.
You can see an eye doctor, gynaecologist or midwife directly.
Premium discount of at least 14% and CHF 300 less as a retention fee.

Discover the advantages Calculate your premium

Go directly to your family doctor