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Sanagate

Sanagate AG merged with Arcosana AG as of 1 January 2022. One year later Arcosana AG went on to merge with CSS Kranken-Versicherung AG. CSS Kranken-Versicherung offers insured persons identical insurance models and the same services as Arcosana.

The advantages for you with CSS Kranken-Versicherung

  • Low-cost basic insurance models.
  • Identical benefits to all other basic insurers – as prescribed by the Federal Health Insurance Act (KVG).
  • Useful services, such as the myCSS client portal and the active365 health platform.

Good to know

Mandatory
Everyone living or working in Switzerland must have basic insurance.
Monthly premium
Premiums depend on where you live, your age and what deductible you choose.
Same benefits
All health insurers pay the same benefits for illness, accident, and pregnancy and childbirth.
Switching insurance
You can switch basic insurance each year – cancel by the end of November.

Choose your basic insurance

Go directly to your family doctor

Family doctor model

  • The family doctor you know and trust is your main point of contact.
  • Go directly to an eye doctor, a gynaecologist, a dentist or a midwife.
  • At least 10% premium discount.
Discover the advantages Calculate your premium
Recommendation

All the benefits of a doctors’ network

HMO model

  • The chosen doctor’s practice from the medical network or the group practice is your first point of contact.
  • You can see an eye doctor, gynaecologist or midwife directly.
  • 14–16% premium discount.
Discover the advantages Calculate your premium

Ideal for high medical bills

Multimed

  • The Multimed practice, telemedicine centre or Well app is your first point of contact.
  • You can see an eye doctor, gynaecologist or midwife directly.
  • Premium discount of at least 16% and CHF 300 less as a retention fee.
Discover the advantages Calculate your premium

Advice digitally or by phone

Telmed

  • Your first point of contact is the Well app or the telemedicine centre.
  • You can see an eye doctor, gynaecologist or midwife directly.
  • At least 10% premium discount.
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Free choice of doctor

Standard model

  • Free choice of doctor throughout Switzerland.
  • Make an appointment directly to see a specialist.
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The advantages for you

Good reasons to choose CSS

myCSS client portal
Doing everything digitally means you’ll never lose track.
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Up to CHF 1,400 for you
We promote your health with up to CHF 1,400 per year.
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Health Shop
Make the most of attractive offers and top deals.
Save with enjoy365
24h medical care
Free advice day and night – anywhere in the world.
Well looked
Number 1
More than 1.75 million people trust CSS.
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Personal advice
2,700 employees are here for you and happy to help.
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