When someone dies everything is turned upside down. Grief, insecurity, lots of questions. CSS Death Benefit Insurance lets you shield your family, partner or business partner from additional money worries. Making sure their financial situation is secure even when the worst happens.
Book consultationYou choose the sum and determine who the money should go to if you die.
If the worst happens, CSS will pay out the agreed amount, ensuring your loved ones can continue to pay ongoing costs without coming under added pressure.
CSS Death Benefit Insurance makes sense if other people – like family members, your partner or business partners – depend on your income. If you have a mortgage, the insurance also protects your home from having to be sold.
The premiums depend on several factors: your age, the sum insured, the term of insurance and the chosen option.
Tip: The sooner you start, the more affordable the cover. Holding off generally means paying more.
You don't just get financial protection, you also get solutions that are right for your situation.
You have a choice when it comes to the sum insured:
Marriage, children, buying a house – life changes. Your insurance grows along with you. You can increase the sum insured, in some cases without the need for a new health check.
You can deduct the premiums from your taxes to the extent permitted by law. The payout goes straight to the beneficiaries. In other words, the money is received directly by those you love.
Anyone over 18 years of age who is resident in Switzerland. Age and state of health play a role.
Get in touch with us as soon as you can. It’s often possible to make adjustments.
Yes. You answer questions about your health. Sometimes further clarification is needed.
You decide the term when taking out the insurance. It must be at least five years. You choose a period that matches your situation in life.