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Travel Insurance

Trip cancellation, lost luggage, emer­gency abroad – protect yourself. Choose the travel insurance that’s right for you.

The advantages for you

  • Cost of illness and accident, emer­gency transport and repatriation covered worldwide.
  • Cost of cancellation, legal assistance abroad and loss of luggage reimbursed.
  • 24-hr emergency number for worldwide assistance.
  • Insurance can be customised to your needs or taken out as a combined package.
Cancellation costs insurance

COVID-19 notice

For insurance taken out from 12 March 2020 onwards, cases related to the co­ronavirus are not covered by can­cellation costs insurance (this will apply until the WHO withdraws the pandemic status).

Good to know

Last-minute booking
You can still take out travel insurance online shortly before your departure.
Always travel carefree
For a single trip or the whole year: for 17 days, 31 days or 1 year.
Especially for you
As individual insurance or for two or more people at the same time.

How travel insurance works

Travel Insurance – protects you against the financial consequences of various risks while abroad

Carefree travel

Travel insurance lets you enjoy your holiday without any worries. And thanks to the 24-hr emergency centre, you can get assistance by phone wherever you are in the world.

As individual as you are

Put together your own insurance by choosing the cover you need. Three packages – Economy, Balance and Premium – let you enjoy particularly attractive premiums.

Overview of benefits Overview of benefits

Travel insurance


from CHF 30.00



from CHF 62.80



from CHF 102.20

Medical Costs Insurance comes into play when your health and accident insurance fails to provide sufficient cover. If faced with an emergency, it covers all the costs for doctors, medication and hospitalisation, without limit.
Insures you in the following cases: unlimited worldwide cover for rescue operations and repatriation to Switzerland; up to CHF 20,000 for search operations, advance on costs of up to CHF 10,000 for hospitalisation abroad; CHF 3,000 for visits to the sickbed by those close to the insured person (transport and accommodation); refund of additional costs for early or delayed return trips (up to CHF 5,000 for a two- or multi-person household and up to CHF 2,500 for individual insurance).
Insures against costs arising through cancellation, delayed departure or cutting short a trip, up to the agreed sum insured.
Insures your luggage against theft, loss or damage worldwide at the new-for-old value, up to the agreed sum insured.
Covers lawyers' fees, experts' fees and court costs of up to CHF 250,000 within Europe and up to CHF 50,000 outside Europe. Our partner Orion Rechtsschutz-Versicherung AG will provide you with support in legal protection cases.

Frequently asked questions

Why do I need travel insurance?

Illness or accident, damage to luggage, cancellation – above all, travel insurance provides quick and straightforward assis­tance as well as financial protection. Because medical emergencies abroad can be very expensive, and nowhere near all the costs are covered under basic insurance.

Do I still need travel insurance even if I have supplementary insurance?

If you already have supplementary insurance with no limit to the amount of cover worldwide, you don’t need medical costs insurance for your trip.

How can I cancel the insurance?

Contracts for 31 days or less expire au­tomatically. Annual insurance is automa­tically renewed on a year-by-year basis unless notice of cancellation is given.

If a corona PCR test is required for travel purposes, do I pay for it myself?

Yes. If you need a negative test result in order to travel, the cost of the PCR test isn’t covered. Read more tips on travel during the corona pandemic.

Can I also get the confirmation of insurance in English?

Yes. You’ll receive all the documents by email. Including a copy of the con­firmation of insurance in English.

Good to know: If you are a myCSS user, you can find all your documents on the client portal.

How do I report an emergency?

You should always call the CSS emer­gency centre (+41 58 277 77 77) first. The required assistance will be quickly arranged and a commitment to provide cover issued, if necessary. Please also read the useful information for your stay abroad.


Personal advice

Get in touch for a personal consultation.