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myFlex Hospitalisation Insurance

Hospitalisation Insurance gives you a choice whenever you need treatment in hospital, making it an ideal supplement to basic insurance.

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The advantages for you

  • Free choice of hospital throughout Switzerland.
  • Free choice of ward.
  • No costs in the event of an emergency abroad.
  • Contributions towards births at home or in a birth centre.

Good to know

Free for children
Insure your children for free under the Economy version of myFlex Hospitalisation Insurance, or for half price under Balance and Premium.
Increase your insurance, no questions asked
Would you like to switch to a different level of hospitalisation insurance? Whether that's Balance or Premium, we won’t ask you any further questions about your state of health.
Outpatient not inpatient
Separate waiting and recovery areas, the freedom to choose your appointment, and contributions towards travel costs – these exclusive additional benefits allow you to relax when facing outpatient surgery.

How it works

Do you need to go into hospital? myFlex Hospitalisation Insurance makes sure you are ideally prepared. You decide at which hospital in Switzerland you wish to be treated. And before being admitted, you choose whether you’d like to stay in a general, semi-private or private ward.

myFlex Hospitalisation Insurance comes in three different versions: Economy, Balance and Premium. Choose the one that best suits your budget and needs.

Votre prime en un coup d’oeil

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Outpatient not inpatient

We support your outpatient procedure with exclusive additional benefits.

Find out more

Overview of benefits for stays in hospital Overview of benefits for stays in hospital

myFlex Hospitalisation Insurance

The best choice if you want full flexibility for your stay in hospital.

Economy

Ideal if you are happy to stay in a general ward.

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Balance

Exactly what you need if you feel most comfortable in a two-bed room on a semi-private ward.

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Premium

Perfect if you want maximum comfort and privacy in a single room.

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Elective treatment in Switzerland, emergency treatment worldwide
Elective treatment in Switzerland, emergency treatment worldwide
Elective treatment in Switzerland, emergency treatment worldwide
Choice of ward before admission to a hospital or clinic. The co-payment is determined on the basis of the ward chosen when the contract is concluded and will be invoiced each calendar year.
Choice of ward before admission to a hospital or clinic. The co-payment is determined on the basis of the ward chosen when the contract is concluded and will be invoiced each calendar year.
Choice of ward before admission to a hospital or clinic. The co-payment is determined on the basis of the ward chosen when the contract is concluded and will be invoiced each calendar year.
Choice of HIA and CSS-recognised hospitals
Choice of HIA and CSS-recognised hospitals
Choice of any hospital
Max. CHF 500,000/calendar year
Choice of HIA and CSS-recognised hospitals, for max. 60 days/calendar year
Choice of HIA and CSS-recognised hospitals, for max. 90 days/calendar year
Choice of any clinic, no limit
Together max. CHF 20/day, up to max. CHF 500/calendar year
Together max. CHF 80/day, up to max. CHF 2,000/calendar year
Together max. CHF 160/day, up to max. CHF 4,000/calendar year
Choice of HIA and CSS-recognised birth clinics
Choice of HIA and CSS-recognised birth clinics
Choice of HIA and CSS-recognised birth clinics
CHF 1,000 per birth without substantiation of costs
CHF 1,500 per birth without substantiation of costs
CHF 2,000 per birth without substantiation of costs
For max. 10 days after the birth
For max. 30 days after the birth
For max. 60 days after the birth
Up to 10 weeks after the birth, max. CHF 100/day
All costs for up to 10 weeks after the birth
For a person accompanying a child, max. CHF 80/day, up to max. CHF 2,000/calendar year
For a person accompanying a child or an adult, max. CHF 160/day, up to max. CHF 4,000/calendar year
Max. CHF 500/case
Max. CHF 4,000/case
Max. CHF 10,000/case
Choice of HIA and CSS-recognised hospitals, for max. 60 days/calendar year
Choice of HIA and CSS-recognised hospitals, for max. 90 days/calendar year
Choice of any clinic, for max. 180 days/calendar year
Max. CHF 500,000/calendar year
Up to CHF 250/calendar year; no accumulation with myFlex Outpatient Insurance
Up to CHF 1,000/calendar year; no accumulation with myFlex Outpatient Insurance
Up to CHF 2,000/calendar year; no accumulation with myFlex Outpatient Insurance
In HIA and CSS-recognised hospitals. Ward can be chosen before admission. Co-payment per calendar year:
Option 1
General ward: no co-payment
Semi-private: 40%, up to CHF 8,000
Private: 70%, up to CHF 14,000
Option 2
General ward: no co-payment Semi-private: 20%, up to CHF 4,000
Private: 35%, up to CHF 7,000
In HIA and CSS-recognised hospitals. Ward can be chosen before admission. Co-payment per calendar year:
Option 1
General ward: no co-payment
Semi-private: 20%, up to CHF 2,000
Private: 35%, up to CHF 4,000
Option 2
General ward: no co-payment*
Semi-private: no co-payment
Private: 35%, up to CHF 2,000
In all hospitals in Switzerland. Ward can be chosen before admission. Co-payment per calendar year:
Option 1
General ward: no co-payment*
Semi-private: no co-payment
Private: 35%, up to CHF 2,000
Option 2
General ward: no co-payment**
Semi-private: no co-payment*
Private: no co-payment

Even more protection

Badezimmer
Outpatient Insurance

Add contributions to glasses and orthodontics to your basic insurance cover.

Better insurance
Frau studiert Tablet vor ihrem Cello am Fenster
Hospitalisation Insurance

Decide before you get hospital treatment whether you would prefer a general, private or semi-private ward.

A better choice in hospital
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Travel Insurance

Get all-round cover and enjoy your holidays with peace of mind.

Travel safely
Garage mit Sportutensilien
Cleverly combined

Health Account

Fitness, sports clubs or yoga: enjoy generous contributions.

View now and benefit