Familie beim Abendessen

Mandatory health insurance – five models for you

Everyone living or working in Switzerland needs mandatory basic health insurance. Whether you’d prefer a free choice of doctor, a group practice, family doctor or medical advice by phone, choose the form of basic insurance that’s best for you.

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Good to know

Four providers – the same service
CSS, Arcosana, Intras, Sanagate – these are the providers in the CSS Group. All three offer the same personal service.
Same benefits for all
Everyone living or working in Switzerland must have basic insurance. All of the models and health insurers pay the same benefits for illness, accident, pregnancy and childbirth.
Your contribution
Basic insurance runs from January to December. You have the opportunity to cancel your basic insurance by the end of November each year.

Basic insurance that’s right for you


See your own doctor first

Family doctor model

  • Your family doctor is always your first point of contact
  • Free choice of eye doctor and gynaecologist
  • Attractive premium discounts
View model Calculate your premium

Consult your network doctor

HMO model

  • Your medical network doctor is your first point of contact
  • Free choice of eye doctor and gynaecologist
  • Attractive premium discounts
View the advantages Calculate your premium

Telephone advice first

Telmed model

  • Telephone advice from medical experts
  • Free choice of doctor after consulting the telemedicine centre
  • Attractive premium discounts
Discover Callmed Calculate your premium

Telemedicine & the family doctor model combined

Multimed model

  • Choose between your family doctor and advice by phone
  • Free choice of eye doctor, gynaecologist and midwife
  • Available in BE, BS, BL, LU
Discover Multimed Calculate your premium

Free choice of doctor

Standard model

  • Free choice of doctor
  • Go directly to a specialist
Discover the advantages Calculate your premium
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Over 1.7 million people trust CSS.
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