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Good to know: all about insurance

Increase your understanding of your insurance. CSS is here for you and is happy to answer questions about savings, bills, co-payments, contracts and protecting yourself against cybercrime.

The advantages for you

  • You can submit your fitness membership and other bills easily using the myCSS app.
  • We actively promote your health with up to CHF 1,200 per year.
  • CSS clients can find fantastic offers in the enjoy365 Health Shop and use the active365 app for free.
  • Medical advice is available 24/7 on 058 277 77 77.
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Don’t lose money

Bill & payment

Find out the right way to submit doctors’ bills and the easy way to pay your premium statement.

Pay bills
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What you pay

Co-payment

You pay a share of the medical expenses through the deductible, retention fee and hospital contribution.

Costs in a nutshell

One of the leading basic insurers

About 1.7 million people trust CSS. Not without reason. Because, as a health partner, we’re there for our insured persons when they need us. With about 100 agencies throughout Switzerland, we’re always close to our clients.

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Save on & optimise health insurance

Comparing premiums and adjusting your deductible are two popular methods of saving on health insurance costs. We have even more tips for ways to save on health insurance. Because CSS has the right solution for individuals, couples and families.

Save & optimise
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Save on basic insurance

Waive free choice of doctor

Switching to an alternative model of basic insurance has many advantages – like cheaper premiums – and comes with a few rules.

Discover the advantages
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It couldn’t be easier

Change to CSS

Switching health insurer is quick and easy. Don’t miss the cancellation deadline.

Change health insurer

Premiums for 2026 at a glance

Calculate premium

Worth knowing

Cybersecurity
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Beware of phishing emails

Fake emails that appear to be from CSS are being sent.

Find out more
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Insurance tips

Everything you need to know about your insurance.

Clever tips
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Your health takes centre stage

The Morges medical network for the Vaud region.

Well looked after
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Contract & policy

What you need to know about powers of attorney, contract roles or termination.

Read now
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New to Switzerland

You have 3 months after arriving to take out basic insurance.

Find out more
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Well insured abroad

Find out how to get optimum protection worldwide.

Benefits abroad
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Discover the advantages

About 1.7 million people trust CSS.

Why CSS

You also benefit

active365 app

Earn up to CHF 400

Use active365 and reward yourself for leading a healthy lifestyle.

Discover active365

How to save on premiums

Premiums depend on where you live, your age and what deductible you choose.

Higher deductible

The higher the deductible, the lower the premium. How to make the right choice.
Change deductible

Switch model

Change your medical point of contact and pay less.
Switch model

Exclude accident cover

If you work at least 8 hours a week, you can save on premiums.
Change accident cover