Emigrating to Switzerland
Welcome to Switzerland. Would you like to take out insurance with CSS? Choose basic insurance that’s right for you – we have five models, each with their own advantages and premiums.Calculate premium
Everyone living in Switzerland must have basic insurance. It provides cover for the statutory basic benefits in case of illness, accident and maternity. After arriving in Switzerland, you have 3 months' time in which to take out basic insurance.
Confirmation of place of residence is required for the insurance contract. This document attests that you are resident in Switzerland and is issued by the residents' registration office in the place where you live.
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Family doctor and Telmed combined
After arriving in Switzerland, you have 3 months in which to take out basic insurance. But it’s better to make up your mind before this deadline, as you pay premiums from the very first day on which you’re registered as living here.
If you leave it until later to take out insurance, you will pay a surcharge.
There is a proliferation of doctors’ practices and specialist clinics in towns and cities. And if there are a large number of medical services available in a particular region, greater use will be made of them. That’s why healthcare spending is higher in urban areas – and premiums are too. Incidentally, it’s the Federal Office of Public Health (FOPH) that’s responsible for defining the premium regions.
You can save on premiums by choosing basic insurance without a free choice of doctor.
The obligation to take out insurance applies to everyone who settles permanently in Switzerland. Our system is based on a per capita premium: this means that each individual family member must take out basic insurance.