General Insurance Conditions (AVB)
The AVB contain all the information relevant to the insurance contracts for basic insurance and supplementary insurance from CSS.
Basic insurance
- Regulations - Insurance plans accordance with the KVG (PDF)
- Regulations - Profit Family Doctor Insurance, Version 01.2026 (PDF)
- Regulations - Profit Family Doctor Insurance, Version 01.2024 (PDF)
- Regulations - Health Maintenance Organization Insurance (PDF)
- Regulations - Callmed (PDF)
- Regulations - Multimed (PDF)
Supplementary insurances
- GIC - myFlex products, Version 01.2026 (PDF)
- GIC - myFlex products, Version 01.2025 (PDF)
- GIC - Dental Care Insurance (PDF)
- GIC - Medical Costs Insurance for Accidents (PDF)
- GIC - Illness-Related Death or Disability Insurance (PDF)
- GIC - Accidental Death and Invalidity Insurance (PDF)
- GIC - Travel Insurance, Edition 04.2016 (valid for contracts from 01.01.2017) (PDF)
- GIC - Personal Liability Insurance (PDF)
- GIC - Household Contents Insurance (PDF)
- GIC - Buildings Insurance (PDF)
- GIC - Private and traffic legal expenses insurance (PDF)
- GIC - International Health Plan (PDF)
- GIC - Individual Daily Indemnity Insurance (AVB) (PDF)
- GIC - Daily Hospital Indemnity Insurance (AVB) (PDF)
- GIC - Household Expenses Insurance (PDF)
- GIC - Legal expenses insurance for patients (in German) (PDF)
- Supplementary Conditions - myFlex Outpatient Insurance, Version 01.2026 (PDF)
- Supplementary Conditions - myFlex Outpatient Insurance, Version 01.2009 (PDF)
- Supplementary Conditions - myFlex Hospitalisation Insurance (PDF)
- Supplementary Conditions - myFlex Alternative Insurance (PDF)
- Supplementary Conditions - Dental Care Insurance (PDF)