Mann am Holz sägen

Medical Costs Insu­rance for Accidents

A lot of protection for a small amount of money. That's what Medical Costs Insurance provides if you have an accident anywhere in the world.

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The advantages for you

  • Free choice of doctor and hospital.
  • Private, semi-private or general – free choice of hospital ward.
  • Home care, home help, spa treatments, recovery cures and the cost of aids are covered.
  • Closes gaps in statutory accident insurance.

Good to know

Save 50% on premiums
Insure your children for half price.
Worldwide cover
You get worldwide cover at an attractive price.
No waiting periods
The insurance pays out from the date of the accident.

How Medical Costs Insurance works

Accidents can happen suddenly

If you have an accident, Medical Costs Insurance for Accidents lets you choose the doctor or hospital and decide whether you would like to be treated on a private, semi-private or general ward.

CSS pays your medical costs for 5 years, with no limit to the amount. After that, it pays up to CHF 100,000 for your further recovery.

Cover that makes sense for everyone

Medical Costs Insurance for Accidents gives the self-employed, stay-at-home parents, children and young people a lot of protection for a small amount of money. It also makes sense for people in employment as it closes gaps.

Your premium at a glance

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Benefits at a glance

Following the accident

Cost of transport

Unlimited cover for cost of transport and rescue operations

Search operations

Search operations – up to CHF 20,000 per insured person, or CHF 40,000 per event

Property damage resulting from violent crime

Up to CHF 5,000 for property damage resulting from violent crime

During recovery


Outpatient and inpatient treatment

Frequently asked questions

Medical Costs Insurance for Accidents is a reasonably priced way of supplementing mandatory accident insurance. It closes gaps and ensures the best-possible treatment by giving you a free choice of doctor, hospital and hospital ward (semi-private / private).

Yes. Medical Costs Insurance for Accidents covers you for trips and stays anywhere in the world (outside Europe, for up to 3 years).

Yes. We cover the costs of treatment in a general, semi-private or private ward in public and private hospitals throughout Switzerland.

We are here for you 24/7. Call us on 0844 277 277 or fill out the accident notification form.


Personal advice

Get in touch for a personal consultation.