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Medical Costs Insurance for Accidents

Are you well insured in the event of an accident? Medical Costs Insurance for Accidents supplements the benefits provided by health or accident insurance and offers additional protection.

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The advantages for you

  • Free choice of hospital throughout Switzerland.
  • Free choice of semi-private or private ward.
  • Worldwide cover for accidents.
  • Home care and home help.
  • Ideal way to supplement statutory accident insurance.
  • Spa treatments and recovery cures included.

Good to know

Save 50% on premiums
Insure your children for half price.
Worldwide cover
You get worldwide cover at an attractive price.
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You can view your policy at any time in our client portal.

How it works

Accidents can happen suddenly. The problem is that most people who work are insured through their employer for the general ward only. If you have an accident, Medical Costs Insurance for Accidents lets you decide whether you would like to be treated on a semi-private or private ward. You can also choose the doctor and hospital yourself.

CSS pays your medical costs for five years, starting from the very first day. After that, it pays up to CHF 100,000 for your further recovery.

Medical Costs Insurance for Accidents also makes sense for the self-employed, stay-at-home parents, children and young people.

Benefits at a glance

Following the accident

Transport

Unlimited cover for transport and rescue operations

Search operations

Search operations – up to CHF 20,000 per insured person, or CHF 40,000 per event

Property damage resulting from violent crime

Up to CHF 5,000 for property damage resulting from violent crime

During recovery

Treatment

Outpatient and inpatient treatment

Choice of doctor and hospital

Free choice of doctor and hospital

Aids such as a wheelchair or nursing bed

Rental and first-time purchase of aids such as a wheelchair or nursing bed

Home care by qualified nurses

Home care by qualified nurses/home help up to a maximum of CHF 20,000

Spa treatments and recovery cures

Cost of spa treatments and recovery cures covered

Cosmetic treatment following an accident

Up to CHF 10,000 for cosmetic treatment following an accident

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