Medical Costs Insurance for Accidents
Are you well insured in the event of an accident? Medical Costs Insurance for Accidents supplements the benefits provided by health or accident insurance and offers additional protection.
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The advantages for you
- Free choice of hospital throughout Switzerland.
- Free choice of semi-private or private ward.
- Worldwide cover for accidents.
- Home care and home help.
- Ideal way to supplement statutory accident insurance.
- Spa treatments and recovery cures included.
How it works
Accidents can happen suddenly. The problem is that most people who work are insured through their employer for the general ward only. If you have an accident, Medical Costs Insurance for Accidents lets you decide whether you would like to be treated on a semi-private or private ward. You can also choose the doctor and hospital yourself.
CSS pays your medical costs for five years, starting from the very first day. After that, it pays up to CHF 100,000 for your further recovery.
Medical Costs Insurance for Accidents also makes sense for the self-employed, stay-at-home parents, children and young people.
Benefits at a glance
Following the accident
Transport
Unlimited cover for transport and rescue operations
Search operations
Search operations – up to CHF 20,000 per insured person, or CHF 40,000 per event
Property damage resulting from violent crime
Up to CHF 5,000 for property damage resulting from violent crime
During recovery
Treatment
Outpatient and inpatient treatment
Choice of doctor and hospital
Free choice of doctor and hospital
Aids such as a wheelchair or nursing bed
Rental and first-time purchase of aids such as a wheelchair or nursing bed
Home care by qualified nurses
Home care by qualified nurses/home help up to a maximum of CHF 20,000
Spa treatments and recovery cures
Cost of spa treatments and recovery cures covered
Cosmetic treatment following an accident
Up to CHF 10,000 for cosmetic treatment following an accident
