Check-up: identifying risks

Check-ups are popular. But not every offer is right for every person. Our age, lifestyle, family history and personal goals differ. Consequently, a variety of check-ups are available.

Things to think about before a check-up

Clear up these three points before booking a check-up:

What do you want to achieve? Do you want to prevent a medical condition, detect risks or boost your health?
What does the check-up contain? Find out about the examinations involved, the quality and the costs.
Does a check-up make sense for you? Get advice – from your family doctor, for example.

What can a check-up do for you?

Before deciding to get a check-up, it’s worth giving some thought to what you want to achieve through it. A check-up can help you:

Prevent or delay the onset of a medical condition, through vaccination or lifestyle counselling, for example.
Detect medical conditions at an early stage, when they still respond well to treatment.
Gain a better understanding of your personal health risk.
Plan concrete steps to boost your health, such as getting more exercise, stopping smoking or reducing stress.

Which check-up is right for you?

The right choice of check-up always depends on your personal situation:

Your age
Gender: gender-specific conditions or conditions affecting men and women differently
Your lifestyle: e.g. smoking, exercise, diet, sleep, stress
Risks that run in the family: like cardiovascular diseases or cancer
Personal risks: including being overweight or stress at work
Your mental health: for example, stress, anxiety, depressive mood

Our tip: Talk to your family doctor or a medical professional about this. Your family practice is familiar with your medical history and can give you one-to-one advice.

General health

Physical examination including blood count, BMI and more

Cardiovascular system

Blood pressure, blood sugar, cholesterol

Eyes and ears

Hearing test, visual acuity, eye pressure

Cancer screening

Colonoscopy or blood-in-stool test, and breast cancer screening

Costs and insurance cover

How CSS supports you:

Cost participation: Depending on your supplementary insurance, CSS will assume up to 50% of the costs, but no more than CHF 1'000 every two years.
Free choice: You can go to any service provider as defined in the Federal Health Insurance Act (doctor, hospital, etc.) for a check-up, or to a specialist check-up provider featured on the list under «Downloads».

Cover under supplementary insurance

Supplementary insurance may cover the cost of further check-up services that are not, or only partly, covered by basic insurance. The scope and conditions of cover vary depending on the form of supplementary insurance.

CSS pays a share of the costs through the following supplementary insurance:

Table comparing eligibility for the check-up of the various myFlex Hospitalisation Insurance products, CSS Standard Insurance and CSS Standard Plus Insurance.
Supplementary insurance	Share of check-up costs paid
myFlex Economy Hospitalisation Insurance	50%, max. CHF 300 every two calendar years
myFlex Premium Hospitalisation Insurance	50%, max. CHF 1,000 every two calendar years
myFlex Balance Hospitalisation Insurance	50%, max. CHF 500 every two calendar years
Prevention Insurance Livo	50%, max. CHF 500 every two calendar years
CSS Standard Insurance	50%, max. CHF 500 every two calendar years
CSS Standard Plus Insurance	50%, max. CHF 500 every two calendar years

Cover under basic insurance

Mandatory healthcare insurance covers certain preventive services, for example:

Recommended vaccinations, including diphtheria, tetanus, whooping cough, hepatitis B, tuberculosis and others.
Mammogram, colonoscopy or blood-in-stool test from a certain age
Other preventive examinations defined by law

Important:

Make sure that «Prevention» features as the reason for treatment on any documents submitted. Only then can we contribute to the costs.

Tips for your check-up:

Clarify why you want to go for a check-up – it’s best to discuss it with your family doctor.
Find out in advance what costs will be covered by your insurance.
Choose the right check-up from a serious provider.