Laser eye surgery: Does health insurance pay?
Many people in Switzerland who need glasses or contact lenses opt for laser eye surgery. But for your health insurer to cover the costs, you need the right supplementary insurance.
Laser eye surgery: When is it covered by basic insurance?
Laser treatment offers a long-term solution – but it's costly. Basic health insurance will only cover it in certain rare cases.
When basic insurance pays
- If you have a visual impairment of at least +/- 10 dioptres and you're unable to wear contact lenses.
- If the difference in vision between the two eyes is at least +/- 3 dioptres and you're unable to wear contact lenses.
- If you're unable to wear glasses or contact lenses for medical reasons.
- For cataract treatment, including the implantation of a monofocal lens.
Supplementary insurance: up to CHF 1,000 for laser eye surgery
With Health Insurance Livo Top you'll receive CHF 1,000 towards laser eye treatment. This supplementary insurance is well worth considering.
No-obligation advice
A personal consultation is always worthwhile. Together, we'll find out which benefits suit you best and which insurance matches your needs.
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What happens during laser eye surgery?
The actual procedure doesn't take long and is painless. Your eyes are examined first to gather precise diagnostic data. They are numbed before the procedure. After the procedure, the eyes will take a few days or weeks to recover. Your vision will improve rapidly, but it may take several months before it finally stabilises.
Conditions for laser eye surgery
Whether you're short-sighted, long-sighted or have astigmatism: Anyone wishing to permanently correct their poor eyesight may potentially benefit from laser eye surgery. However, there are certain conditions that must be met:
- Stable vision: Your vision should have remained more or less the same over a period of at least one year before you undergo treatment.
- Eye health: Your eyes should be free of infection, inflammation and other eye diseases.
- Age: Most eye doctors recommend that you are at least 18 to ensure that your eyes have fully developed.
- Thin cornea: The thickness of the cornea is an important factor.
Frequently asked questions
Glasses and contact lenses incur regular costs – each time they are replaced, for example. Laser eye surgery costs more at one go, but can pay off in the long term.
With supplementary insurance like Health Insurance Livo Top or myFlex Outpatient Insurance, CSS helps to lower these costs.
Do you want to permanently correct your visual impairment? If you'd like to be less dependent on glasses or contact lenses, then laser eye treatment makes sense. Remember that every operation carries certain risks. Discuss these in detail with your ophthalmologist.
Yes. If your eyesight changes again later, CSS will continue to pay for glasses or lenses if you've taken out suitable supplementary insurance. What does CSS pay towards glasses & contact lenses?
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