Premium reduction

People in Switzerland on a low income are entitled to a rebate on their health insurance premiums. This contribution is known as a premium reduction.

Eligibility criteria for a premium reduction

You must live in Switzerland and pay for mandatory basic insurance.
Your place of residence for tax purposes as at 1 January must be in Switzerland.
You must be living in modest financial circumstances. The authorities of the canton in which you live will determine your eligibility on the basis of your most recent definitive tax assessment.

Here’s how to apply

Contact the information office in your canton of residence. This is determined by the place where you were registered as living on 1 January.
Stick to the deadline. This varies from canton to canton. The authorities can turn down your application if you submit it too late.
Your canton will review your application and let you know. If you do receive a premium reduction, we will reduce your premiums by the corresponding amount.

Information office in your canton of residence

The table lists the information offices in all cantons, including the status of the data for the current year and the premium statement used to take the premium reduction into account.
Canton	Information source	Data status 2025	Considered with premium statement
AG	SVA Aargau	Data received	January 2025
AI	Gesundheits- und Sozialdepartement AI	Data partially received	February 2025
AR	Ausgleichskasse und IV-Stelle Appenzell Ausserrhoden	Data partially received	January 2025
BE	Amt für Sozialversicherung	Data received	January 2025
BL	Sozialversicherungsanstalt Basel Landschaft	Data partially received	January 2025
BS	Amt für Sozialbeiträge Basel-Stadt	Data received	January 2025
FR	Caisse cantonale de compensation	Data received	January 2025
GE	Service de l’assurance maladie Genève	Data partially received	January 2025
GL	Steuerverwaltung des Kantons Glarus	Data not yet received
GR	Sozialversicherungsanstalt des Kantons Graubünden	Data partially received	January 2025
JU	Caisse de Compensation du Canton du Jura	Data received	January 2025
LU	Ausgleichskasse Luzern	Data received	January 2025
NE	Office cantonal de l'Assurance-maladie	Data received	January 2025
NW	Ausgleichskasse Nidwalden	Data partially received	January 2025
OW	Gesundheitsamt Obwalden	Data not yet received
SG	SVA St. Gallen	Data partially received	January 2025
SH	SVA Schaffhausen	Data partially received	January 2025
SO	Ausgleichskasse Solothurn	Data partially received	March 2025
SZ	Ausgleichskasse Schwyz	Data received	January 2025
TG	Amt für Gesundheit des Kantons Thurgau	Data partially received	January 2025
TI	Servizio sussidi assicurazione malattia	Data received	January 2025
UR	Amt für Gesundheit	Data partially received	January 2025
VD	Office vaudois de l'assurance-maladie (OVAM)	Data received	January 2025
VS	Caisse de compensation du canton du Valais	Data received	January 2025
ZG	Ausgleichskasse Zug	Data partially received	January 2025
ZH	SVA Zürich	Data received	January 2025
Abroad	KVG Collective Institution	Data not yet received

Further details about health insurance rebates

We cannot factor a premium reduction into your premium statement until your legal place of residence has notified us of the amount of the reduction. Until then, our hands are tied.

Premium reductions are governed by Art. 65 of the Federal Health Insurance Act (HIA)
Premium reduction contributions are passed on from all cantons to health insurers directly, and deducted from the premium statement