Premium reduction
If you’re on a low income, you’ll get a premium reduction from the canton in which you live. Here’s how to apply.
Eligibility criteria for a premium reduction
- You must live in Switzerland and pay for mandatory basic insurance.
- Your place of residence for tax purposes as at 1 January must be in Switzerland.
- You must be living in modest financial circumstances. The authorities of the canton in which you live will determine your eligibility on the basis of your most recent definitive tax assessment.
Here’s how to apply
- Contact the information office in your canton of residence. This is determined by the place where you were registered as living on 1 January.
- Stick to the deadline. This varies from canton to canton. The authorities can turn down your application if you submit it too late.
- Your canton will review your application and let you know. If you do receive a premium reduction, we will reduce your premiums by the corresponding amount.
| Canton |
Information source |
Data status 2023 | Considered with premium statement |
|---|---|---|---|
| AG | SVA Aargau |
Data received |
January 2023 |
| AI | Gesundheits- und Sozialdepartement AI |
Data received |
April 2023 |
| AR | Ausgleichskasse und IV-Stelle Appenzell Ausserrhoden |
Data received |
May 2023 |
| BE | Amt für Sozialversicherung |
Data received |
January 2023 |
| BL | Sozialversicherungsanstalt Basel Landschaft |
Data received |
May 2023 |
| BS | Amt für Sozialbeiträge Basel-Stadt |
Data received |
January 2023 |
| FR | Caisse cantonale de compensation |
Data received |
January 2023 |
| GE | Service de l’assurance maladie Genève |
Data received |
January 2023 |
| GL | Steuerverwaltung des Kantons Glarus |
Data received |
July 2023 |
| GR | Sozialversicherungsanstalt des Kantons Graubünden | Data received | May 2023 |
| JU | Caisse de Compensation du Canton du Jura |
Data received |
January 2023 |
| LU | Ausgleichskasse Luzern |
Data received |
January 2023 |
| NE | Office cantonal de l'Assurance-maladie |
Data received |
April 2023 |
| NW | Ausgleichskasse Nidwalden |
Data received |
July 2023 |
| OW | Gesundheitsamt Obwalden |
Data received |
July 2023 |
| SG | SVA St. Gallen |
Data received |
April 2023 |
| SH | SVA Schaffhausen | Data received | May 2023 |
| SO | Ausgleichskasse Solothurn |
Data received |
May 2023 |
| SZ | Ausgleichskasse Schwyz |
Data received |
January 2023 |
| TG | Amt für Gesundheit des Kantons Thurgau |
Data received |
May 2023 |
| TI | Servizio sussidi assicurazione malattia |
Data received |
May 2023 |
| UR | Amt für Gesundheit |
Data received |
April 2023 |
| VD | Office vaudois de l'assurance-maladie (OVAM) |
Data received |
January 2023 |
| VS | Caisse de compensation du canton du Valais |
Data received |
January 2023 |
| ZG | Ausgleichskasse Zug |
Data received |
May 2023 |
| ZH | SVA Zürich |
Data received |
April 2023 |
|
Abroad |
KVG Collective Institution | Data received | May 2023 |
Further details about the premium reduction
We cannot factor a premium reduction into your premium statement until your legal place of residence has notified us of the amount of the reduction. Until then, our hands are tied.
- Premium reductions are governed by Art. 65 of the Federal Health Insurance Act (HIA)
- Premium reduction contributions are passed on from all cantons to health insurers directly, and deducted from the premium statement
The advantages for you