Premium reduction

If you’re on a low income, you’ll get a premium reduction from the canton in which you live. Here’s how to apply.

Eligibility criteria for a premium reduction

  • You must live in Switzerland and pay for mandatory basic insurance.
  • Your place of residence for tax purposes as at 1 January must be in Switzerland.
  • You must be living in modest financial circumstances. The authorities of the canton in which you live will determine your eligibility on the basis of your most recent definitive tax assessment.

Here’s how to apply

  1. Contact the information office in your canton of residence. This is determined by the place where you were registered as living on 1 January. 
  2. Stick to the deadline. This varies from canton to canton. The authorities can turn down your application if you submit it too late.
  3. Your canton will review your application and let you know. If you do receive a premium reduction, we will reduce your premiums by the corresponding amount.
Canton Information source
Data status 2023 Considered with premium statement
AG SVA Aargau Data partially received January 2023
AI Gesundheits- und Sozialdepartement AI Data not yet received  
AR Ausgleichskasse und IV-Stelle Appenzell Ausserrhoden Data not yet received  
BE Amt für Sozialversicherung Data not yet received  
BL Sozialversicherungsanstalt Basel Landschaft Data not yet received  
BS Amt für Sozialbeiträge Basel-Stadt Data not yet received  
FR Caisse cantonale de compensation Data partially received
January 2023
GE Service de l’assurance maladie Genève Data partially received
January 2023
GL Steuerverwaltung des Kantons Glarus Data not yet received  
GR Sozialversicherungsanstalt des Kantons Graubünden Data partially received
January 2023
JU Caisse de Compensation du Canton du Jura Data partially received
January 2023
LU Ausgleichskasse Luzern Data partially received
January 2023
NE Office cantonal de l'Assurance-maladie Data not yet received  
NW Ausgleichskasse Nidwalden Data not yet received  
OW Gesundheitsamt Obwalden Data not yet received  
SG SVA St. Gallen Data partially received
January 2023
SH SVA Schaffhausen Data not yet received  
SO Ausgleichskasse Solothurn Data not yet received  
SZ Ausgleichskasse Schwyz Data not yet received  
TG Amt für Gesundheit des Kantons Thurgau Data not yet received  
TI Servizio sussidi assicurazione malattia Data not yet received  
UR Amt für Gesundheit Data not yet received  
VD Office vaudois de l'assurance-maladie (OVAM) Data not yet received  
VS Caisse de compensation du canton du Valais Data not yet received  
ZG Ausgleichskasse Zug Data not yet received  
ZH SVA Zürich Data not yet received  
KVG Collective Institution Data not yet received  

Further details about the premium reduction

We cannot factor a premium reduction into your premium statement until your legal place of residence has notified us of the amount of the reduction. Until then, our hands are tied.

  • Premium reductions are governed by Art. 65 of the Federal Health Insurance Act (HIA)
  • Premium reduction contributions are passed on from all cantons to health insurers directly, and deducted from the premium statement
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