Premium reduction

People in Switzerland on a low income are entitled to a rebate on their health insurance premiums. This contribution is known as a premium reduction.

Eligibility criteria for a premium reduction

  • You must live in Switzerland and pay for mandatory basic insurance.
  • Your place of residence for tax purposes as at 1 January must be in Switzerland.
  • You must be living in modest financial circumstances. The authorities of the canton in which you live will determine your eligibility on the basis of your most recent definitive tax assessment.

Here’s how to apply

  1. Contact the information office in your canton of residence. This is determined by the place where you were registered as living on 1 January. 
  2. Stick to the deadline. This varies from canton to canton. The authorities can turn down your application if you submit it too late.
  3. Your canton will review your application and let you know. If you do receive a premium reduction, we will reduce your premiums by the corresponding amount.

Information office in your canton of residence

Canton Information source
Data status 2024 Considered with premium statement
AG SVA Aargau Data received
January 2024
AI Gesundheits- und Sozialdepartement AI Data not yet received  
AR Ausgleichskasse und IV-Stelle Appenzell Ausserrhoden Data received
January 2024
BE Amt für Sozialversicherung Data received January 2024
BL Sozialversicherungsanstalt Basel Landschaft Data partially received
January 2024
BS Amt für Sozialbeiträge Basel-Stadt Data received
January 2024
FR Caisse cantonale de compensation Data received
January 2024
GE Service de l’assurance maladie Genève Data received
January 2024
GL Steuerverwaltung des Kantons Glarus Data not yet received  
GR Sozialversicherungsanstalt des Kantons Graubünden Data not yet received  
JU Caisse de Compensation du Canton du Jura Data received
January 2024
LU Ausgleichskasse Luzern Data received
January 2024
NE Office cantonal de l'Assurance-maladie Data received
January 2024
NW Ausgleichskasse Nidwalden Data partially received
January 2024
OW Gesundheitsamt Obwalden Data not yet received  
SG SVA St. Gallen Data partially received January 2024
SH SVA Schaffhausen Data partially received
March 2024
SO Ausgleichskasse Solothurn Data received January 2024
SZ Ausgleichskasse Schwyz Data received
January 2024
TG Amt für Gesundheit des Kantons Thurgau Data partially received January 2024
TI Servizio sussidi assicurazione malattia Data received
January 2024
UR Amt für Gesundheit Data received  
VD Office vaudois de l'assurance-maladie (OVAM) Data received January 2024
VS Caisse de compensation du canton du Valais Data received
January 2024
ZG Ausgleichskasse Zug Data partially received
January 2024
ZH SVA Zürich Data received
January 2024
KVG Collective Institution Data not yet received  

Further details about health insurance rebates

We cannot factor a premium reduction into your premium statement until your legal place of residence has notified us of the amount of the reduction. Until then, our hands are tied.

  • Premium reductions are governed by Art. 65 of the Federal Health Insurance Act (HIA)
  • Premium reduction contributions are passed on from all cantons to health insurers directly, and deducted from the premium statement
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