Premium reduction

If you’re on a low income, you’ll get a premium reduction from the canton in which you live. Here’s how to apply.

Eligibility criteria for a premium reduction

  • You must live in Switzerland and pay for mandatory basic insurance.
  • Your place of residence for tax purposes as at 1 January must be in Switzerland.
  • You must be living in modest financial circumstances. The authorities of the canton in which you live will determine your eligibility on the basis of your most recent definitive tax assessment.

Here’s how to apply

  1. Contact the information office in your canton of residence. This is determined by the place where you were registered as living on 1 January. 
  2. Stick to the deadline. This varies from canton to canton. The authorities can turn down your application if you submit it too late.
  3. Your canton will review your application and let you know. If you do receive a premium reduction, we will reduce your premiums by the corresponding amount.
Canton Information source
Data status 2023 Considered with premium statement
AG SVA Aargau Data received
January 2023
AI Gesundheits- und Sozialdepartement AI Data received
April 2023
AR Ausgleichskasse und IV-Stelle Appenzell Ausserrhoden Data received
May 2023
BE Amt für Sozialversicherung Data received
January 2023
BL Sozialversicherungsanstalt Basel Landschaft Data received
May 2023
BS Amt für Sozialbeiträge Basel-Stadt Data received
January 2023
FR Caisse cantonale de compensation Data received
January 2023
GE Service de l’assurance maladie Genève Data received
January 2023
GL Steuerverwaltung des Kantons Glarus Data received
July 2023
GR Sozialversicherungsanstalt des Kantons Graubünden Data received May 2023
JU Caisse de Compensation du Canton du Jura Data received
January 2023
LU Ausgleichskasse Luzern Data received
January 2023
NE Office cantonal de l'Assurance-maladie Data received
April 2023
NW Ausgleichskasse Nidwalden Data received
July 2023
OW Gesundheitsamt Obwalden Data received
July 2023
SG SVA St. Gallen Data received
April 2023
SH SVA Schaffhausen Data received May 2023
SO Ausgleichskasse Solothurn Data received
May 2023
SZ Ausgleichskasse Schwyz Data received
January 2023
TG Amt für Gesundheit des Kantons Thurgau Data received
May 2023
TI Servizio sussidi assicurazione malattia Data received
May 2023
UR Amt für Gesundheit Data received
April 2023
VD Office vaudois de l'assurance-maladie (OVAM) Data received
January 2023
VS Caisse de compensation du canton du Valais Data received
January 2023
ZG Ausgleichskasse Zug Data received
May 2023
ZH SVA Zürich Data received
April 2023
KVG Collective Institution Data received May 2023

Further details about the premium reduction

We cannot factor a premium reduction into your premium statement until your legal place of residence has notified us of the amount of the reduction. Until then, our hands are tied.

  • Premium reductions are governed by Art. 65 of the Federal Health Insurance Act (HIA)
  • Premium reduction contributions are passed on from all cantons to health insurers directly, and deducted from the premium statement
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